FAQs
What does a finance broker do?
A finance broker helps you compare and secure loan options from a range of lenders. Instead of going directly to one bank, we do the research and paperwork for you, helping you find a loan that suits your goals and financial situation.
Do I need to pay for a finance broker?
In most cases, no. Finance brokers are typically paid a commission by the lender once your loan settles, meaning there is usually no direct cost to you for using our service.
Can Shore Finance help clients outside of Western Australia?
Yes. While we are based in Western Australia, we work with clients across Australia. Many lenders offer digital processes, meaning we can support you wherever you are located.
What types of finance can you help with?
We assist with a range of lending solutions including:
Home loans
First home buyer loans
Refinancing
Investment loans
Asset and vehicle finance
Commercial lending
How long does it take to get loan approval?
Timeframes vary depending on the lender and your situation, but pre-approvals can sometimes be completed within a few days, while full approvals may take 1–3 weeks on average.
Can you help first home buyers?
Yes - we work closely with first home buyers and can guide you through the entire process, including deposit requirements, government grants, and choosing the right loan structure.
Can I refinance my existing loan?
Yes. Refinancing can help you access better interest rates, reduce repayments, or unlock equity in your property. We can review your current loan and compare options to see if refinancing is beneficial.
How do I get started with Shore Finance?
You can get started by contacting us through our website. We’ll have a conversation about your goals and outline the next steps based on your situation.